Financial Wellness
TRADEFITNESS OPTIONS
One Mission: Financial Wellness
21 Day Program
Youth Financial Wellness Collaboration
Emphasis:
Day 1· Financial literacy fundamentals
Day 2-3· Budgeting, saving, credit and debt reduction
Day 4· Stock-market fundamentals
Day 5-7· Options-market education
Day 8-12· The Options Wheel Strategy — understanding cash-secured puts, assignment, and covered calls, including risks and appropriate use
Day 13-15· Responsible risk management
Day 16· Fitness and physical wellness
Day 17· Nutrition and food budgeting
Day 18· Career, technology and practical life skills
Day 19-20· Goal setting and financial decision-making
Day 21 Quiz
Senior Financial Wellness Bridge
Emphasis:
Day 1· Financial literacy and financial decision-making
Day 2-3· Financial planning considerations following the loss of a spouse — organizing finances, understanding accounts and expenses, avoiding financial scams, and identifying appropriate professional resources
Day 4-10· Investment and options education
· Covered Call Strategy — understanding how covered calls work, potential income, opportunity cost, assignment risk, and downside risk
Day 11-13· Risk management and preservation of capital
Day 13-14· Technology and digital financial skills
Day 15-17· Fitness and healthy aging
Day 18· Nutrition
Day 20· Life skills and maintaining independence
Day 21- Final Quiz
Intergenerational Learning
(5 day program)
Emphasis:
· Financial Literacy
· Trading & Investing Education
· Fitness
· Nutrition
· Life Skills
· Mentorship
“Youth learn strategies for building financial knowledge and assets. Seniors learn strategies for managing financial transitions, resources, and independence. Both generations learn from one another.”
Educational and Risk Disclaimer
The Options Wheel Strategy and covered calls should be presented as financial education, not as strategies that guarantee income or are appropriate for everyone. Options involve substantial risk. Senior financial-planning content concerning the loss of a spouse should emphasize education and professional guidance rather than individualized investment advice.